ARCHIVES
VOL. 5, ISSUE 1 (2023)
The factors of the decision to save at bank with an interest in saving as an intervening variable (Case study in communities in West Aceh district)
Authors
Muhammad
Abstract
Previously, Islamic banks were simply
introducing alternative Islamic Banking practices, but are now growing by
placing their position as a major player in the Indonesian economic arena. This
study aims to examine the direct and indirect effects of knowledge, promotion
and facilities variables on the decision to save at Bank Aceh Syariah with the
interest in saving as an intervening variable. The sample population used in
the community in Aceh Barat Regency was 99 respondents. The data used in this
study are primary data wuth the analysis method of validity test, reliability
test, classic assumption test (normality, autocorrelation, and heteroscedasticity),
F test, t test, and Pathanalysis. The results of hypothesis testing, it can be
explained that the direct effect of the variable knowledge(X1), promotion(X2),
and facilities (X3), has a significant effect on interest in saving (Y).
however, directly knowledge (X1) and facilities (X3) do not have a significant
effect on the decision to save(Z) so also the indirect effect of knowledge(X1)
and facilities(X3) has no significant effect on the decision to save(Z) with
the interesting saving as intervening variables, except for the promotional
variables which have a significant effect. The conclusion of this study is if
indirectly the interest in saving is able to mediate the promotion has a strong
influence the decision to save, because there is still no interest in making
the choice of saving at Bank Aceh Syariah.
Download
Pages:43-47
How to cite this article:
Muhammad "The factors of the decision to save at bank with an interest in saving as an intervening variable (Case study in communities in West Aceh district)". International Journal of Management and Economics, Vol 5, Issue 1, 2023, Pages 43-47
Download Author Certificate
Please enter the email address corresponding to this article submission to download your certificate.