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VOL. 5, ISSUE 2 (2023)
Shaping factors of financial inclusion in banking services
Authors
Sheetal
Abstract
Financial inclusion is defined as the availability and use of banking
services (bank account ownership, savings, insurance, credit, remittance,
payments, and so on) at an affordable cost to a large segment of disadvantaged
and low-income individuals. Banking and payment services are termed as the
public services. Here bank ownership is a dependent factor, and the independent
factors are income level, age, gender dimension, employment status, and
education level. The current study is based on a field inquiry in Haryana,
India, with data obtained from 110 respondents using a standardised
questionnaire. Income and education were found to have a significant impact on
financial inclusion as assessed by bank account ownership.
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Pages:35-38
How to cite this article:
Sheetal "Shaping factors of financial inclusion in banking services". International Journal of Management and Economics, Vol 5, Issue 2, 2023, Pages 35-38
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