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VOL. 6, ISSUE 1 (2024)
Measuring the trends of earning and banking business of state cooperative agriculture development bank of Punjab
Authors
Sarbjit Kaur
Abstract
The financial sector is a crucial component of any country's economy,
and in developing nations like India, the agriculture sector holds significant
importance for overall development. Co-operative banks in India play a vital
role in supporting and developing the agriculture sector, primarily serving
rural areas. This study aims to measure the trends in earnings and banking
business of the State Cooperative Agriculture Development Bank of Punjab. The
analysis focuses on interest income, net interest income, and total income as
earnings indicators, and investments to total assets and loans and advances to
total assets as banking business indicators. The study covers a five-year
period. The findings reveal that the State Cooperative Agriculture Development
Bank of Punjab exhibited efficient financial performance, with no negative
returns observed during the study period. The research highlights the
significance of co-operative banks in promoting rural development and the
economy. The least square method is used for trend analysis, providing reliable
results for the study. Overall, this study sheds light on the bank's positive
financial performance and its crucial role in supporting the agriculture sector
and rural communities in Punjab, India.
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Pages:24-28
How to cite this article:
Sarbjit Kaur "Measuring the trends of earning and banking business of state cooperative agriculture development bank of Punjab". International Journal of Management and Economics, Vol 6, Issue 1, 2024, Pages 24-28
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